Insanely Fast Card Issuing

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We’re powering card payments and money movement for some of the world’s leading products. Simply and reliably.

Why do companies choose Lithic?

Direct Network Integrations

Direct Visa and Mastercard network integrations and a native core system mean fewer third party dependencies, happier developers, better economics, and easier implementations.

True Platform Scalability

Lithic is the only platform where you can go live with a program managed offering and then take control of your stack as you scale. Or you can become your own program manager on day one.

Full Stack Freedom

Mix and match partners and infrastructure providers to power your unique product and business vision. Our flexible API allows you to pick your sponsor bank, ledger, and KYC/KYB flows.

“Lithic has been a best-in-class partner. They’ve been reliable, intuitive, and customer-focused, and their modular approach has enabled us to handle scale with ease. All of that has meant using Lithic for new card products was an easy decision.”

Catherine Unertl
Head of Financial Partnerships at Mercury

Everything you need to build 
the payments product you want.

Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Virtual Card Issuance​
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Physical Card Issuance​
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Complete Digital Wallet Control
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
ACH & Money Movement
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Best-In-Class Dispute Management
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Authorization Decisioning
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
To-The-Penny Reporting
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Flexible KYC & KYB
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Fraud Protection
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Dynamic Spend Controls
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
PCI Compliance
Programmatically generate transaction-ready virtual cards by making simple API calls. ​
Unlimited Routable Bank Accounts

Developer Experience

Lithic was born of our own technical needs when we launched a virtual card product in 2014. From day one, we experienced first-hand how painful APIs, documentation, dashboards, and customer support could be if executed poorly.

Full-Featured Sandbox
20min Quick-Start
OpenAPI Spec
SDKs
Rich Documentation
Webhooks & Events
API-First
Changelog
High Uptime
Technical Support
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import Lithic from 'lithic';

const lithic = new Lithic({
  apiKey: 'my api key',
  environment: 'sandbox',
});

async function main() {
  const params: Lithic.CardCreateParams = {
    type: 'VIRTUAL'
  };
  const card: Lithic.Card =
    await lithic.cards.create(params);
}

main();

Want a payments platform that helps you as you grow?

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